Michael Novogratz | $1B+
Get in touch with Michael Novogratz | Michael Novogratz, founder and CEO of Galaxy Digital, is one of the most prominent Wall Street figures to fully embrace cryptocurrency, transforming a career in macro trading into leadership of a multibillion-dollar digital asset platform spanning investing, trading, mining, and blockchain infrastructure. A former Fortress Investment Group principal and Goldman Sachs partner, Novogratz brings global‐macro discipline and institutional credibility to the crypto ecosystem, while acting as a vocal advocate for regulatory clarity and the financial future of decentralized networks.
Michael Edward Novogratz (born November 26, 1964) is an American financier, investor, and entrepreneur who founded and serves as CEO of Galaxy Digital Holdings Ltd., a publicly traded financial services firm specializing in cryptocurrency trading, asset management, and digital asset infrastructure. [1][2]
After earning a degree in economics from Princeton University, Novogratz served as a U.S. Army helicopter pilot before entering finance, where he rose through roles at Goldman Sachs and later became president of Fortress Investment Group LLC, overseeing macro trading and credit strategies. [3][1]
Pivoting to digital assets in the mid-2010s, Novogratz invested personally in Bitcoin when it traded around $100 per coin and launched Galaxy Digital in 2018 as a merchant bank for blockchain technologies, navigating market volatility to position it as a leading institutional player amid crypto's growth cycles. [4][5] His net worth stands at approximately $8.7 billion as of October 2025, primarily from his majority stake in Galaxy. [2]
Galaxy Digital faced scrutiny in 2025, agreeing to a $200 million settlement with the New York Attorney General over allegations of promoting the Terra-Luna tokens while offloading its positions ahead of their collapse, highlighting risks in early cryptocurrency endorsements. [6][7]
Early life and education
Family background and upbringing
Michael Novogratz was born on November 26, 1964, as the third of seven children to Robert Novogratz Sr., a U.S. Army colonel and West Point graduate who played football there as an All-American lineman, and Barbara Novogratz.[4] [8] [9] The family maintained modest circumstances, relying on the father's military salary while sharing a single bathroom in their home, with the mother emphasizing competition and aspiration in child-rearing.[4]
Due to Robert Sr.'s career postings, the Novogratzes relocated frequently, including early years in Torrance, California, and a period in Heidelberg, Germany, before settling in Virginia.[4] [10] [8] These moves exposed Novogratz to varied cultural settings from a young age, while the military household structure cultivated discipline, resilience, and a strategic mindset amid the rigors of frequent adaptation.[4] [11]
Novogratz exhibited precocious interest in markets and economics; at approximately four years old, he sold leaves door-to-door in Torrance, charging five cents for yellow ones and ten cents for rarer red varieties to exploit scarcity and demand dynamics, as recounted by his mother.[4] This early entrepreneurial bent was reinforced by family influences, including his uncle Ed, a tax collector with enthusiasm for jazz and Wall Street, who served as a larger-than-life model of financial savvy during Novogratz's formative years.[4]
Academic and early career influences
Novogratz earned an A.B. in economics from Princeton University in 1987.[1][12] During his time at Princeton, he served as captain of the wrestling team and competed in the 1987 NCAA championships, reaching the round of 16, experiences that cultivated discipline, resilience, and competitive analytical skills transferable to financial decision-making under uncertainty.[13] Princeton's rigorous economics curriculum and its established pipeline to Wall Street firms provided early exposure to investment principles through campus recruiting events, emphasizing quantitative analysis and market dynamics over rote speculation.[14]
Following graduation, Novogratz fulfilled his ROTC obligations by serving as a helicopter pilot in the U.S. Army and later in the New Jersey National Guard, a path influenced by his family's military heritage—including his father's West Point background—but which represented a deliberate trade-off prioritizing post-service civilian economic pursuits amid expanding financial market opportunities in the late 1980s.[1][15] This brief military stint honed real-time risk assessment and leadership in high-stakes environments, foundational to his subsequent finance career, without committing to a full officer track that might have deferred entry into volatile markets.[16]
Career in traditional finance
Time at Goldman Sachs
Novogratz joined Goldman Sachs on April 1, 1989, initially as a short-term bond salesman in the fixed income division.[17] Over the subsequent years, he transitioned into trading roles focused on currencies, interest rates, and related macro instruments, leveraging quantitative analysis of economic data such as yield curves and exchange rate volatility.[1] His performance in these areas contributed to rapid advancement, culminating in election to partner in 1998, a distinction reserved for top performers demonstrating consistent profitability through market dislocations.[15]
In 1992, Goldman transferred Novogratz to Asia, first to Tokyo and later to Hong Kong, where he spent the next seven years overseeing fixed income and currency trading desks amid volatile regional markets.[12] During the 1997-1998 Asian financial crisis, which saw sharp depreciations in currencies like the Thai baht and Indonesian rupiah, Novogratz's team executed currency positions that generated substantial profits for the firm by shorting overvalued assets backed by empirical indicators of fiscal imbalances and capital flight.[15] These trades exemplified a hedging approach grounded in verifiable data—such as interest rate spreads and current account deficits—rather than speculative narratives, enabling the desk to capitalize on forced devaluations without excessive exposure to equity drawdowns.[18]
Through these experiences, Novogratz honed a global macro trading philosophy emphasizing cross-asset correlations driven by central bank policies and GDP trajectory forecasts, often using derivatives to isolate directional bets on macroeconomic shifts.[17] This data-centric methodology, informed by real-time flows in bond yields and forex reserves, distinguished his operations from broader market sentiment, fostering repeatable edges in high-conviction scenarios like emerging market peg breaks.[19] By the late 1990s, his oversight of Asian trading activities had solidified Goldman's regional presence in macro strategies, underscoring the value of probabilistic modeling over anecdotal fundamentals.[20]
Role at Fortress Investment Group
Novogratz joined Fortress Investment Group as a principal in March 2002, following his tenure at Goldman Sachs, and assumed responsibility for the firm's liquid hedge fund business, including founding and leading its global macro funds.[21][22] In this capacity, he developed strategies focused on macroeconomic trends, currencies, interest rates, and commodities, which complemented Fortress's core emphases on credit opportunities, real estate, and distressed assets managed by other partners.[23] His efforts helped scale the hedge fund segment, with the flagship macro fund peaking at over $8 billion in assets under management by 2007.[24]
Novogratz's macro-oriented approach emphasized directional bets informed by global economic shifts, generating returns through positions in emerging markets and fixed income derivatives amid pre-financial crisis liquidity.[25] This aligned with Fortress's broader alternative investment model, which expanded rapidly under the collective leadership of its principals, driving firm-wide assets under management to approximately $34 billion by the time of its initial public offering in February 2007—the first for a U.S. alternative asset manager.[26][27] The IPO valued the firm at billions, reflecting validated performance in illiquid and opportunistic strategies, including credit funds that capitalized on undervalued distressed debt through rigorous collateral assessments and market dislocations.[28]
As a key executive—described in firm communications as president by 2010—Novogratz co-helmed aspects of the public listing and subsequent growth, though his primary focus remained on alpha generation via prescient macro calls that anticipated yield curve movements and regional imbalances.[25][1] These strategies empirically delivered outperformance in earlier years, as evidenced by the funds' decade-long track record before later volatility.[17] However, by 2015, sustained losses—exceeding $250 million in the macro funds, largely from leveraged Brazil exposures—prompted Fortress to liquidate the business, repurchase Novogratz's stake for $255.6 million, and accept his retirement from the firm and board at year-end.[29][30] This exit occurred amid heightened regulatory oversight of hedge fund leverage and risk, underscoring the causal link between macroeconomic misjudgments and capital outflows in alternative investments.[31]
Transition to cryptocurrency and Galaxy Digital
Founding and development of Galaxy Digital
Galaxy Digital Holdings Ltd. was founded by Michael Novogratz in January 2018 as a merchant bank focused on digital assets and blockchain technology, following his exit from Fortress Investment Group.[32] The firm was structured to deliver institutional-grade infrastructure, including proprietary trading desks for cryptocurrencies, asset management products tracking major assets like Bitcoin and Ethereum, and venture capital investments in early-stage blockchain protocols and startups.[33] This model emphasized bridging traditional finance with crypto markets through diversified revenue streams, adapting to volatility by balancing high-frequency trading with longer-term holdings and principal investments.[34]
The company achieved public market access via a reverse takeover, listing on the TSX Venture Exchange under the ticker GLXY on August 1, 2018, which provided capital for scaling operations amid the post-2017 crypto boom.[35] In response to evolving regulatory landscapes and market maturation, Galaxy underwent a corporate reorganization in early 2025, domesticating to the United States and listing on the Nasdaq Global Select Market on May 16, 2025, under the same ticker, enhancing visibility and liquidity for institutional investors.[36] By September 2025, assets on the platform had expanded to $17 billion, driven by increased allocations to Bitcoin and Ethereum-linked funds and lending products, reflecting resilience through crypto market cycles including the 2022 downturn and subsequent recoveries.[37]
Galaxy's development included innovations like a 36 MW data center campus for mining and staking operations, supporting self-custody and tokenization services to mitigate counterparty risks.[38] In June 2025, its venture arm closed an oversubscribed $175 million fund targeting blockchain infrastructure, underscoring a shift toward funding scalable crypto primitives amid deregulation trends.[39] On October 6, 2025, Galaxy launched the GalaxyOne platform, enabling accredited and retail users to earn yields up to 8% APY on cash equivalents alongside commission-free trading in assets like Bitcoin, Ether, Solana, and tokenized gold, thereby facilitating direct retail-institutional integration without traditional brokerage fees.[40] This platform's empirical design—leveraging Galaxy's trading liquidity and custody expertise—aimed to capture yield-seeking flows in a low-interest environment while navigating U.S. regulatory clarity post-SEC approvals for spot ETFs.[41]
Key strategies and investments in crypto assets
Novogratz allocated approximately 20% of his personal net worth to Bitcoin and Ethereum in 2017, reflecting a core strategy of concentrated exposure to leading cryptocurrencies as foundational assets in Galaxy Digital's portfolio.[42][43] Galaxy Digital has maintained heavy allocations to these assets, with Bitcoin comprising 65% of its $921 million in on-chain holdings as of June 2024, followed by Ethereum as the second-largest position.[44] This approach prioritizes long-term holding of Bitcoin for its scarcity and network effects, supplemented by active management in Ethereum-based protocols.
Galaxy employs yield-generating strategies such as staking Ethereum and participating in decentralized finance (DeFi) lending, which contributed to empirical returns during the 2020-2021 bull market, where assets under management grew 29% quarter-over-quarter to $2.9 billion by December 2021.[45] These tactics leverage on-chain mechanisms to earn protocol fees and rewards, with Galaxy's infrastructure supporting institutional-scale staking and liquidity provision while mitigating risks through proprietary risk frameworks assessing smart contract vulnerabilities and liquidity metrics.[46][47]
Diversification extends beyond spot holdings into bitcoin mining operations, where Galaxy provides hosting, financing, and proprietary mining services to capture hashrate economics and adapt infrastructure for high-performance computing demands.[48] The firm has invested in non-fungible tokens (NFTs) via launches like its inaugural collection in 2022 and Web3 ventures, including funds targeting ecosystems such as Solana for protocol development and tokenized assets.[49][50]
During the 2022 crypto downturn, Galaxy navigated market stress through rapid deleveraging, reducing exposure to high-leverage positions amid widespread liquidations exceeding traditional financial deleveraging events.[51][52] This risk management preserved capital, enabling recovery aligned with 2024-2025 market rallies, where digital asset trading volumes surged 140% quarter-over-quarter in Q3 2025, driving $505 million in net income.[53][54] Portfolio resilience is further supported by OTC derivatives for hedging and diversification into data centers repurposed from mining, balancing crypto volatility with infrastructure yields.[55][56]
Cryptocurrency advocacy and market predictions
Public statements and forecasts
In 2017, Novogratz publicly disclosed that approximately 20% of his net worth was invested in Bitcoin and Ethereum, reflecting his expectation of widespread cryptocurrency adoption amid rising prices, with Bitcoin surpassing $2,500 and Ethereum nearing $400 by mid-year.[42][43] He described the emerging crypto market as poised to become "the biggest bubble ever," driven by institutional interest and technological potential, while profiting around $250 million from early positions in these assets.[42][57]
By late 2017, ahead of the initial coin offering (ICO) surge that raised over $4 billion in the sector that year, Novogratz forecasted Bitcoin reaching $40,000 by the end of 2018, citing momentum from retail and early institutional participation as sufficient to multiply its then-$10,000-plus price more than fourfold.[58][59]
In 2021, as Bitcoin traded above $50,000 following institutional inflows exceeding $10 billion into crypto funds, Novogratz projected it surpassing $100,000 by year-end, attributing the upside to accelerating adoption by hedge funds and corporations like MicroStrategy, which held over 70,000 BTC at the time.[60]
As of October 2025, with Bitcoin above $100,000 post-2024 halving (reducing block rewards to 3.125 BTC) and spot ETF approvals enabling over $50 billion in net inflows, Novogratz updated his outlook to a year-end range of $100,000 to $125,000, emphasizing these events as key supply-demand catalysts absent further policy shifts.[61][62]
Throughout his commentary, Novogratz has advocated for U.S. regulatory clarity on digital assets, arguing that defined frameworks—such as classifying Bitcoin as a commodity under CFTC oversight—would enable innovation in blockchain scalability, where transaction throughput has improved from Ethereum's initial 15 TPS to over 100 TPS via layer-2 solutions, without the constraints of excessive rules that hinder empirical technological advancement.[63][64]
Achievements and criticisms of predictions
Novogratz's early personal investments in Bitcoin, initiated around 2013 when the asset traded below $200 per coin, generated substantial returns amid subsequent price appreciation, with Bitcoin surpassing $60,000 by April 2021 and contributing significantly to his estimated net worth exceeding $2 billion by 2018 through leveraged positions and timing.[4][65] Galaxy Digital, launched in 2018 under his direction, demonstrated resilience by surviving the 2018 bear market—during which cryptocurrency values declined over 80%—and the 2022 downturn triggered by events like the Terra-Luna collapse and FTX bankruptcy, with assets under management (AUM) expanding from negligible levels to $5.7 billion by December 2024 and approximately $7 billion including stakes by early 2025, reflecting faster growth than the typical 5-10% annual AUM increases seen in traditional hedge funds over comparable volatile periods.[66][67] This endurance validated his macro calls for post-crash recoveries, as Galaxy's trading volumes and staking activities hit records in Q3 2025 amid Bitcoin's stabilization above $100,000.[68]
Critics, however, highlight empirical shortfalls in Novogratz's forecasts, such as his October 2017 prediction of Bitcoin reaching $40,000 within a year—a call issued when it hovered near $6,000—which preceded the asset's peak at about $19,500 in December 2017 followed by a plunge to under $3,200 by December 2018, resulting in Galaxy Digital reporting over $100 million in impairments and operational writedowns during its debut year.[69][70] In 2022, he acknowledged being "darn wrong" on anticipating a broader credit crisis akin to 2008, as isolated failures like Celsius and Three Arrows Capital inflicted targeted losses without systemic collapse, though they exposed over-leveraging in crypto that he had underestimated.[71][72]
Economist Nouriel Roubini has repeatedly contested Novogratz's optimism, labeling cryptocurrency endorsements as bubble promotion that downplays proof-of-work's energy demands—Bitcoin's annual consumption rivals that of nations like Argentina—and scalability bottlenecks, where transaction throughput remains limited to about 7 per second versus Visa's thousands, constraining real-world utility beyond speculation.[65][73] Pro-crypto analysts credit Novogratz's persistent advocacy with fostering institutional inflows, evidenced by Galaxy's role in bridging traditional finance to digital assets and accelerating adoption via products like tokenized funds projected to reach $1.9 trillion by 2030.[74] Bearish perspectives counter that such concentration in nascent technologies amplifies volatility risks compared to diversified equities, where S&P 500 returns averaged 10% annually over decades with lower drawdowns, underscoring unproven long-term viability absent regulatory and infrastructural maturation.[75][76]
Controversies and challenges
Business and investment setbacks
In 2018, amid the cryptocurrency market crash, Galaxy Digital's flagship crypto fund recorded a net loss of $272.7 million for the year, reflecting heavy exposure to volatile digital assets during a period when Bitcoin's price fell over 70% from its peak.[77] The firm's trading desk also incurred $136 million in losses over the nine months ending November 2018, contributing to broader operational strains as market liquidity evaporated and investor redemptions surged. These setbacks stemmed from high-conviction positions in illiquid assets, a risk inherent to early-stage crypto investing rather than isolated mismanagement, though they tested Galaxy's viability shortly after its 2018 public listing via SPAC merger.
Prior to his full pivot to cryptocurrencies, Novogratz's macro hedge fund strategies at Fortress Investment Group faced persistent underperformance from 2013 onward. The Fortress Macro Fund lost 5.5% in the first quarter of 2014, trailing macro peers amid misfired bets on emerging markets and currencies.[78] By year-end 2014, it had declined over 9%, exacerbated by a failed wager against Greek banks during the debt crisis, leading to a 1.6% annual loss that lagged industry benchmarks.[79] These results prompted the fund's closure in October 2015 and Novogratz's departure from Fortress, highlighting challenges in navigating post-financial crisis central bank policies and low-volatility environments that diminished traditional macro edges.[80]
The 2022 crypto bear market further pressured Galaxy Digital, with assets under management contracting to approximately $1.7 billion by June amid widespread liquidations and failures like the Three Arrows Capital collapse, in which Galaxy held exposure.[81] Criticism arose over perceived over-reliance on leveraged positions in correlated assets, amplifying drawdowns as digital asset prices halved, though such leverage was commonplace in the sector's high-beta pursuit of returns. Recovery ensued with market cycles, as evidenced by Galaxy's full-year 2024 net income of $365 million and subsequent 2025 gains, underscoring that these episodes reflect probabilistic outcomes of concentrated, asymmetric bets rather than systemic strategic flaws.[82]
Political views and philanthropy
Political involvement and donations
Novogratz has primarily donated to Democratic candidates and causes, contributing millions over the years through his role as a major Democratic-aligned donor. In 2020, he backed voting rights initiatives via One for Democracy, a donor-advised fund that distributed $38 million to organizations expanding voter access ahead of the election.[83] By 2023, after supporting Joe Biden's 2020 campaign, Novogratz shifted away from the incumbent, announcing he would back Representative Dean Phillips's long-shot primary challenge instead of aiding Biden's reelection.[84] In July 2024, he co-led a $2 million donation to a PAC supporting House Democrats who publicly urged Biden to withdraw from the presidential race, reflecting frustration with the party's leadership amid concerns over electability.[85]
On policy, Novogratz has advocated for lighter-touch regulation in cryptocurrency markets, criticizing the U.S. Securities and Exchange Commission's (SEC) enforcement-heavy approach under the Biden administration as overly aggressive and stifling innovation, while pushing for legislative clarity like stablecoin rules to integrate crypto with traditional finance.[86] [87] In June 2020, amid protests following George Floyd's death, he expressed anger over riots and looting in New York City, describing the economic destruction—such as vandalized businesses in his Tribeca neighborhood—as counterproductive, even as he joined peaceful demonstrators.[88]
Novogratz supports criminal justice reform, chairing The Bail Project to aid pretrial release and emphasizing bipartisan fixes like reducing nonviolent incarceration, but he has rejected radical rhetoric such as "defund the police," calling it the "worst words ever uttered" for derailing progress by alienating potential allies and ignoring enforcement's role in public safety.[89] [90] This stance prioritizes practical accountability over narratives framing inequality solely as systemic victimhood, aligning with free-market views that stress individual agency alongside institutional changes.
Philanthropic initiatives
Michael Novogratz co-chairs Galaxy Gives, the philanthropic foundation of the Novogratz family, which directs resources toward leaders and organizations advancing criminal justice reform, civics education, democracy, and broader social justice initiatives, often emphasizing scalable, evidence-based interventions over broad systemic overhauls.[91] The foundation's Galaxy Leader Fellowship program identifies and supports emerging leaders in these fields, providing training and funding to amplify data-driven efforts, such as those targeting recidivism through targeted rehabilitation rather than expansive ideological reforms.[92] [93]
A primary focus of Novogratz's giving is criminal justice reform, where he serves as chairman of The Bail Project, which has posted bail for over 10,000 individuals since 2018, prioritizing low-risk defendants to minimize pretrial detention and associated recidivism risks, with internal evaluations showing participants 40% less likely to be rearrested compared to similar unbailed peers.[89] [1] He has also supported the REFORM Alliance, co-founded in 2019 to advocate for probation and parole changes, achieving legislative wins in over 20 states by 2023 that reduced technical violation incarcerations by addressing root causes like non-violent compliance issues through evidence-backed alternatives.[94] Novogratz has publicly critiqued slogans like "defund the police" for undermining reform momentum, favoring pragmatic, bipartisan measures such as expanded rehabilitative programming under the 2018 First Step Act, which has correlated with a 35% rise in federal prison incentives for skills training and work programs.[90] [95]
In education, Novogratz and his wife, Sukey Novogratz, endowed Princeton University's Novogratz Bridge Year Program in 2019 with a multimillion-dollar gift, building on a prior $4 million contribution in 2012; the program has enabled over 1,000 students since 2009 to undertake service projects abroad, with alumni reporting enhanced global awareness and leadership skills upon enrollment.[14] [96] In 2022, Novogratz participated in a $20 million collective donation from Princeton cryptocurrency alumni to establish a blockchain research initiative at the university, funding interdisciplinary studies on the technology's applications in finance and governance while scrutinizing potential risks like centralization vulnerabilities.[97] These efforts reflect a preference for philanthropy modeled on investment principles, allocating funds to initiatives with trackable outcomes, such as recidivism metrics and program scalability, rather than diffuse aid structures lacking rigorous evaluation.[98]
Personal life
Family and relationships
Michael Novogratz has been married to Sukey Caceres Novogratz since approximately 1989, having met her while attending Princeton University, where he was a member of the Class of 1987 and she of the Class of 1989.[14][20] The couple, who maintain a low public profile regarding their personal life, reside in New York City, primarily in the Tribeca neighborhood, where Novogratz has invested in multiple properties over the years.[99]
They have four children together, and Novogratz has described his family as a grounding force amid the demands of his finance career.[2] Their long-standing marriage, spanning over three decades, reflects personal stability in contrast to the volatility of his professional pursuits in investment banking and cryptocurrency.[20] No major public controversies involving his immediate family have surfaced.
Novogratz is the third of seven children born to a military family, with his father's service instilling values of discipline and competition that permeated sibling relationships.[4] His brothers include John Novogratz, who serves as a senior managing partner at the hedge fund Millennium Partners, reflecting shared inclinations toward finance, and Robert Novogratz, a prominent interior designer and reality television personality.[100] Another sibling, sister Jacqueline Novogratz, founded the impact investment organization Acumen Fund.[11] These familial ties underscore a network bound by high achievement and resilience derived from their upbringing.[10]
Net worth and financial status
Michael Novogratz's net worth was estimated at $8.7 billion as of October 26, 2025, according to Forbes' real-time tracking, primarily derived from his majority ownership in Galaxy Digital Holdings Ltd., a cryptocurrency-focused investment firm, along with personal holdings in digital assets such as Bitcoin.[2] Bloomberg's Billionaires Index placed it slightly higher at $9.75 billion around the same period, reflecting the volatility of crypto-linked valuations amid market surges in Bitcoin and related assets.[3] These figures underscore Novogratz's concentrated exposure to blockchain and digital currencies, where Galaxy Digital's equity forms the core, supplemented by trading profits from macro bets on asset cycles rather than broad diversification into traditional fiat-based holdings.[2]
Historically, Novogratz's wealth experienced significant fluctuations tied to leveraged macro trading strategies. In September 2007, Forbes ranked him #317 on its 400 list with $1.5 billion, boosted by gains at Fortress Investment Group ahead of the financial crisis; he briefly entered billionaire status upon Fortress's public listing that year.[2] The 2008 downturn led to substantial drawdowns, with Fortress shares collapsing over 90% from peak, eroding much of his stake value and prompting his 2010 departure; by early 2012 estimates, his net worth had contracted to around $500 million amid post-crisis deleveraging and reduced hedge fund performance.[3]
Recovery accelerated through cryptocurrency investments starting around 2013, culminating in Galaxy Digital's 2018 launch and subsequent public listing, which capitalized on bull markets in Bitcoin and Ethereum to rebuild and exceed prior highs.[101] This trajectory highlights the high-risk, high-reward nature of concentrated positions in volatile assets, where empirical timing of macro trends—such as fiat debasement and adoption cycles—outperformed diversified portfolios during crypto upswings, though exposing him to sharp corrections like the 2022 bear market that temporarily halved digital asset values.[102] Novogratz owns approximately 51% of Galaxy Digital as of May 2025 filings, directly linking his fortune to the firm's performance in trading, asset management, and venture investments in blockchain protocols.
Disclaimer: This profile is based on publicly available information. No endorsement or affiliation is implied.
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